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Mitigation of AML/CFT risks. The Pix technique also elevates dangers of fraudulent and ML/TF action. Banking sector interlocutors indicate that the convenience of account creation may result in folks building dummy accounts with payment institutions, which often can then be used for funds transfers. Additionally, there are scenarios reported of individuals by having an account blocked for fraud at 1 establishment with the ability to open an account at One more establishment. The authorities do not have a separate coverage or strategies referring to AML/CFT for the moment payment procedure. Nevertheless, they Notice that each Pix participant, including the two financial institutions and non-banking companies, should comply with Brazil’s AML/CFT regulations, under BCB’s supervision.
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